Greensboro Disability Insurance Claims Lawyer
Has your insurance company denied your disability insurance claim? Is it offering you a settlement that seems less than the amount you deserve? Do not settle for the first offer. If you think you are not getting the compensation you deserve, contact an experienced attorney who can help you protect your rights. At the law offices of Barron & Berry, LLP in Greensboro, North Carolina, we can help you make sure you get the full extent of your coverage.
Call (336) 274-4782 today to schedule a free initial consultation.
Barron & Berry, LLP ● Determination. Perseverance. Follow Through.
You pay insurance so you will be protected in an emergency. Insurance companies have many claims to manage and they cannot always do the research necessary to fully assess your medical concerns. If the company has offered you a settlement that will not adequately cover your expenses or if it has denied your claim completely, we can help make sure that you receive the complete protection of your policy.
People often make the mistake of accepting the first settlement proposed by the insurance companies. This allows companies to settle for less than the full value of the actual claim. Insurance companies that knowingly offer less than the full value of a claim may be making a bad faith claim, which is illegal. We protect the rights of people filing disability insurance claims after injuries such as heart and organ failure and strokes.
ERISA
Many people have insurance benefits under the federal Employee Retirement Income Security Act (ERISA). ERISA governs the funding, vesting, administration, and termination of private pension plans. ERISA preempts state laws, which may often give employees more protection when their benefits are denied. Before bringing a claim in federal court, you must first exhaust your insurance company's appeals process. As a group policy, it is considered a trust, not a contract, and the administrator has broad discretion to deny claims. As such, courts often find that the plan administrator acted reasonably.
Contact Us
If you think that you are not getting the full benefits to which you are entitled under your insurance policy, then do not accept the insurance company's settlement offer. You owe it to yourself to speak to an attorney who can help you protect your rights. We accept all personal injury cases on a contingent fee basis. Contact us today to schedule a free initial consultation.